Making buying with no deposit easier

We have launched an exclusive 100% mortgage that allows you to buy a property without having to save for a deposit. The scheme is available at some of our newest developments around the country.

This innovative offer is possible because we actually provide the mortgage ourselves. So you can borrow 100% of the property's value, providing we deem the mortgage repayments affordable to you.

Or we offer another option that could enable you to afford a more expensive home than you thought possible. Combine our mortgage with a 30% equity loan to boost your buying potential.

For example, if we were to calculate that you can borrow £140,000 on your mortgage, you could also take an equity loan of £60,000 and be able to afford a property of up to £200,000.

What's more, if you decide to sell after three years and the value of your home has gone down, we will buy it back at the price you paid for it. To find our more download our mortgages brochure and our equity loans brochure.

Mortgages are subject to status and to your satisfying our affordability criteria. They are available on a selected number of our properties. Legal costs and other fees will be payable. Under the buyback guarantee we offer to buy your property from you, at anytime in the first three years after you buy it, at the same price you paid for it. The buyback offer is subject to your maintaining the property in good condition and being up to date with the repayments on your mortgage at the time of the buyback.