Buy your home one step at a time

Shared Ownership (also known as New build HomeBuy) means you can start to buy your home now, even if you can't afford it all in one go.

You simply buy a share in your home, anything from 25 per cent to 75 per cent, and pay a modest rent on the remaining share. This allows you to choose a mortgage amount that is affordable to you and, when your financial circumstances change, you can increase your share until you own your home outright. Search our homes for sale to find out what's available for Shared Ownership in your area.

This scheme is available to those who have a household income of less than £60,000 year.

Properties in Scotland operate under a different Shared Ownership Scheme where you can buy a 25% to 75% share in your home. Go to Homes in Scotland to see what's available.